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Francis Forum

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The Francis Forum Provides Perspective

The Francis Forum is a quarterly newsletter written to help provide you with important analysis and perspective on the financial markets. Each quarter we take time to provide you with advice, links to important resources, and in-depth analysis on topics that can affect you and your family’s economic well being. Topics can include changes to Canadian tax law, the Canadian budget, retirement planning strategies and many other interesting topics. We also pass on information on upcoming seminars, community events, and some other interesting articles related to achieving a good work life balance.

The Market That Stopped Believing in Wolves

October 9, 2026

Markets in 2026 have faced no shortage of reasons for investors to worry: persistent inflation concerns, uncertainty around interest rates, geopolitical conflicts, government deficits, tariffs and questions about slowing economic growth. Yet despite repeated warnings that one of these risks could trigger a significant market correction, markets have continued to demonstrate remarkable resilience.

Understanding What You Have Before a Major Life-Changing Event

October 9, 2026

As a new employee, you are often provided with a benefits booklet. While many people file it away and forget about it, this document contains valuable information that can have a significant impact on your financial well-being and healthcare coverage.

Fall Home & Mortgage 2026

October 9, 2026

There’s a lot you can plan for when the mortgage market holds steady, and this summer is a good example. Last week, the Bank of Canada held the overnight rate at 2.25% for the sixth consecutive time, keeping the prime rate at 4.45%. It’s not headline-grabbing news, but a predictable rate environment makes it a lot easier to plan bigger financial decisions with confidence, including the kind that add real value to your home.

Why Keeping Your KYC (Know Your Client) Information Up to Date Matters

October 9, 2026

As your life changes, your financial plan should change with it. Keeping your Know Your Client (KYC) information up to date helps ensure that the advice and recommendations you receive continue to reflect your current goals, circumstances, and priorities.
If you’ve recently received a call, email, or meeting invitation from our team requesting an update to your KYC information, you may be wondering why these reviews are necessary.

10 Books That Changed My Life

July 9, 2026

People often ask me what books I would recommend. While I enjoy reading about investing, economics and the markets, the books that have shaped me the most haven’t necessarily been about money.
They’ve challenged me to think differently, become a better leader, strengthen my faith, improve my relationships and ultimately become a better husband, father, advisor, and friend.
If I could recommend just ten books that have had a lasting impact on my life, these would be at the top of the list.

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CTV Morning Live: From Paycheque to Power: Measuring Your Financial Fitness

May 1, 2026

Watch Duane on Monday, April 27, 2026 as he discusses the topic: From Paycheque to Power: Measuring Your Financial Fitness!

Tax Season 2026: Your Essential Filing Playbook

April 6, 2026

Watch Duane from his March 31, 2026 appearance on CTV Morning Live as he talks about the tax season playbook: 5 ways to keep more of your money

RRSP Deadline Reminder for 2025 Tax Season

January 30, 2026

Reminder that the deadline to make a contribution to your 2025 RRSP is March 2, 2026.

Financial Resolutions You Can Keep in 2026

January 12, 2026

Watch Duane from his January 12, 2026 appearance on CTV Morning Live as he shares practical tips on Five Practical, Canadian-Focused Financial Resolutions for 2026

Seminars

Each month, clients are welcome to join us for a variety of compelling Seminars that can help you gain a better understanding of the multiple facets of the financial world as well as in other non-financial topics. We bring in established accredited professionals in a professional and impartial environment and allow you the ability to ask questions. Topics range from tax planning and retirement planning, to travel options and seasonal gardening. The topics and speakers are selected based on where your interests lie, and we are always open to suggestions.

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    Tax Planning

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    Insurance Planning

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    Pension Planning

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    Other Seminars

Social Events

We feel it is important that we provide opportunities for you to interact with the team throughout the year, and enjoy some time together with friends and family. As such we organize several activities throughout the year. To see the events which we typically organize, see the list to the right.

Typically we organize events throughout the year, at least one per quarter:

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    Family Movie Events

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    Annual Euchrefest

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    Let’s Take a Swing at Cancer

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    Children’s Christmas Event

“Let’s take a Swing at Cancer” Golf Tournament

Golf Day with Red Rooster
take a swing at cancer golf tournament
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We are excited to once again bring you the “Let’s take a Swing at Cancer” Golf Tournament in support of the Ottawa Regional Cancer Foundation.

This year the tournament will take place at the Greyhawk Golf Club on Tuesday, June 4th, 2024 with check-in and lunch beginning at 11:30 a.m.

Visit the website to register.

About The Tournament

In 2004 the Herman Hansen Memorial Golf Tournament was founded in memory of Ed’s father Herman Hansen, who was diagnosed with colon cancer in 2001 and then sadly passed away in August 2003. Since then, so many of us have lost loved ones to cancer which is why it is our goal to continue raise money and awareness in support of the ongoing work of the Ottawa Regional Cancer Foundation.

After 20 years the tournament has raised over $430,000 and our goal is to raise even more this year.

This year’s tournament is brought to you by Ed Hansen of Hansen Lawn and Gardens Inc., Duane Francis of Mandeville Private Client Inc., Steve Lacroix of A. Lacroix Heavy Equipment Rentals, Eric Gill of Pro Printers, and Matt Jacques of Royal Lepage Commercial.

 

About The Cancer Foundation

The Ottawa Regional Cancer Foundation is dedicated to increasing cancer survivorship in Eastern Ontario by working to fill the gaps in services for cancer patients and their families. The Cancer Foundation partners with local organizations and hospitals to ensure residents have the best care close to home, shorter wait times for diagnosis and treatment, access to research and the latest new therapies and overall improved quality of life. For more information on the ORCF please visit: www.ottawacancer.ca

16th ANNUAL EUCHREFEST 2023

Duane and his team cordially invite you to enjoy an informal evening of Euchre in a tournament format.

For all of you Euchre enthusiasts, this will be a fun night of cards with a chance to win fabulous prizes!!

All are welcome, whether you know the game or not, but if you are a beginner, brush up, because the competition is fierce.

Space is limited to the first 16 respondents.

 

Please RSVP to Feda Shureih at fshureih@mandevillepc.com,  or by signing up online but do so ASAP as spots will fill quickly. The rules of the evening will be sent out to all participants before the event.

Date: Thursday, November 16th, 2023
Time: 6:30 p.m.
Location: Broadway Bar and Grill, 1896 Prince of Wales Drive

Please contact Feda on or before Monday, November 13th, 2023

Euchre Tournament 2023

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