1.  Site content:

Nothing on this website shall be construed as an offer to buy or a solicitation of an offer to buy any services or products.  Duane Francis and Mandeville Private Client Inc. are not registered in all jurisdictions and therefore may not be able to effect transactions on behalf of individuals accessing this website.

2.  Third party content/links:

This website may contain links to third party websites.  Such links are provided solely as a convenience to individuals accessing this website and Duane Francis, Mandeville Private Client Inc. and Mandeville Insurance Services Inc. are not responsible for the content of any linked third party website and do not make endorsements or representations regarding the content, accuracy or suitability or the content, materials, products or services offered on third party websites.

3.  Insurance:

Insurance products and services are offered by Mandeville Advisors licensed as life agents through Mandeville Insurance Services Inc. or 1847165 Ontario Inc.  Your Mandeville Advisor will ensure you understand which company you are dealing with for the products and services offered to you.

4.  CIRO and CIPF membership:

Mandeville Private Client Inc. is a member of the Canadian Investment Regulatory Organization and a member of the Canadian Investor Protection Fund.

5.  Opinion:

This publication contains the opinion of the writer.  The information contained herein was obtained from sources believed to be reliable, but no representation or warranty, express or implied, is made by the writer.  Mandeville or any other person as to its accuracy, completeness or correctness.  This publication is not an offer to sell or a solicitation of any offer to buy any securities.  The information in this publication is intended for for informational purposes only and is not intended to constitute investment, financial, legal, tax or accounting advice.  Many factors unknown to us may affect the applicability of any statement or comment made in this publication to your particular circumstances.  Hence, you should not rely on the information in this publication for investment, financial, legal tax or accounting advice.  You should consult your financial advisor or any other professionals before acting on any information in this communication.

6.  Intellectual property:

MANDEVILLE PRIVATE CLIENT INC. and the Winged Lion Design are trademarks of Mandeville Holdings Inc.

7.  Mutual Funds:

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments.  Please read the prospectus before investing.  Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.

8.  Leverage risk:

Using borrowed money to finance the purchase of securities involves greater risk than a purchase using cash resources only.  If you borrow money to purchase securities, your responsibility to repay the loan and pay interest as required by the loan's terms remains the same even if the value of the securities purchased declines.

9.  Privacy:

Mandeville is committed to protecting your privacy and the confidentiality of your personal information.  Our privacy policy is available at our website www.mandevilleinc.com.

10.  Calculations:

Financial calculators used in this website are for illustrative purposes only; we do not warrant the accuracy, completeness or quality of the information.  Use of any of the information contained in this website is entirely at your discretion.

11. Income Tax Return Preparation and Review:

Mandeville is not providing the Income Tax Services and is not involved with or, in the provision of the Income Tax Services.

Mandeville Private Client Inc. doesn’t recommend or promote any specific accounting, tax or legal professional or mortgage broker/agent. In the event that you don’t have your own accounting, tax or legal professional or mortgage broker/agent and need some help in this area, we would be happy to provide you with a list of three names and their contact information. There’s no referral fee or revenue-sharing arrangement - it’s just some names that we can offer to you so that you can make inquiries of them and you can choose who may be right for you and your specific needs.

12. Offering Memorandum Products:

The Private and Alternative Products being discussed are not publicly offered. They are only available under offering memorandum and other exemptions to investors who meet certain eligibility or minimum purchase requirements such as “accredited investors”.   Information herein pertaining to the Private and Alternative Products is solely for the purpose of providing information and is not to be construed as a public offering in any jurisdiction of Canada. Please read the offering documents before investing.