# Duane Francis: Your Partner in Wealth Creation\!

> Duane Francis focuses on working with his clients to create personalized wealth planning and custom, tax\-efficient investment portfolios\.

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## Pages
- [Duane Francis](https://duanefrancis.ca/duane-francis/)
- [Home](https://duanefrancis.ca/)
- [Client Engagement \& Interest Survey](https://duanefrancis.ca/client-engagement-interest-survey/)
- [Francis Forum](https://duanefrancis.ca/francis-forum/)
- [Meet With Us](https://duanefrancis.ca/meet-with-us/)

## Posts
- [Music Royalties: An Alternative Income Strategy](https://duanefrancis.ca/events/music-royalties-seminar/): Join us on Wednesday, September 30th as we explore music royalties as an alternative income strategy\.
- [Home \& Mortgage: Summer 2026](https://duanefrancis.ca/francis-forum/home-mortgage-summer-2026/): In June, the Bank of Canada announced that it was holding the overnight rate at 2\.25%\.
While that may not be the thrilling news some were hoping for, there’s something to be said for stability\. After years of rate hikes, cuts, and constant speculation about what comes next, having back\-to\-back rate holds makes planning a lot easier\.

- [What is insurance Part 1](https://duanefrancis.ca/francis-forum/what-is-insurance-part-1-2026/): There is a general distrust and misunderstanding within our society of the benefits of life insurance\. This lack of understanding often leads to misconceptions, underinsurance, and missed opportunities for long\-term financial planning\.
- [Accessing the New Digit App](https://duanefrancis.ca/francis-forum/accessing-the-new-digit-app/): Accessing your investment information through the new Digit app is a simple and secure process\. The app provides convenient access to your portfolio and account information directly from your mobile device\.
- [10 Books That Changed My Life](https://duanefrancis.ca/francis-forum/10-books-that-changed-my-life/): People often ask me what books I would recommend\. While I enjoy reading about investing, economics and the markets, the books that have shaped me the most haven't necessarily been about money\.
They've challenged me to think differently, become a better leader, strengthen my faith, improve my relationships and ultimately become a better husband, father, advisor, and friend\.
If I could recommend just ten books that have had a lasting impact on my life, these would be at the top of the list\.

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